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Strategy and Industry Development

The Impact of M-PESA on Bank Performance in Kenya

M-PESA in Kenya is widely regarded, and rightly so, as an outstanding success in mobile money. It is therefore interesting to reflect on how this success has impacted the banks in Kenya…

Michael Pearson 8th March 201727th March 2017 Innovation in Financial Inclusion, Strategy and Industry Development Read more

The Impact of New Players on Retail and SME Banking

How worried should established banks be about new competitors? The huge increase in Fintech investment in the last few years is one indicator that competition is growing and will continue

Michael Pearson 18th December 201613th January 2017 Strategy and Industry Development Read more

Achieving Long Term Success in Banking

There is a general perception that retail banking is dominated by a small number of large banks and that change in retail banking, and banking in general, is relatively slow.

Michael Pearson 18th December 201613th January 2017 Strategy and Industry Development Read more

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